Rates & Insurance
Rates
- 15-minute free phone consultation
- $125 for 50 to 60-minute session (initial assessment session is $150 for 90 minutes)
Insurance
Accepting:
- United Healthcare (UBH) CA, SC, UT
- Aetna Commercial SC
- Optum, Aetna, Magellan EAPs
- Cigna Commercial CA, SC, UT
- Cigna Medicare Advantage (HMO/PPO) CA, UT, SC
- Magellan Commercial CA, SC, UT
- Medicare
If you have health insurance and I am not currently in network, you can speak with your plan to verify out-of-network mental health (or behavioral) benefits available to you. Some insurance companies will reimburse all or some of the cost after receiving what is called a "superbill" from me. This document outlines the services you received and the cost of these. You will be required to pay all fees up front to me following each session. If you want to inquire with your insurance about these benefits, then I encourage you to ask the following questions:
- Does my health insurance plan include mental health (or behavioral) benefits?
- Do I have out-of-network benefits for these services?
- Do I have a deductible? If so, what is it and have I met it yet?
- Do I have a co-pay or cost share? If so, what is the amount?
- Does my out-of-network plan limit how many sessions per calendar year I can have? If so, what is the limit?
- Do I need a referral from my primary care physician in order for services to be covered?
- Do you accept superbills from an out-of-network therapist for my reimbursement?
If you have an employee assistance program (EAP) through your employer, they will provide you with a specific number of sessions and time period for these. EAP will pay for these sessions at no additional cost to you. However, you will need to verify if I will be a covered provider by your EAP services as they often contract with specific providers.
Payment
I accept all major credit and debit cards as forms of payment through the HIPAA-compliant platform called Therapy Notes. All payments (co-pay, private pay, or other) are required in full at the time of the scheduled session. We can further discuss your financial responsibility for sessions during the phone consultation.
Cancellation Policy
I reserve appointment times specifically for clients and request these times be honored. I require a 24-hour notice if you should need to cancel or reschedule an appointment, otherwise your credit card will be billed the late cancellation fee which is the cost of an entire session at $125. Insurance does not pay this fee and will not reimburse you for it. Therapy is a commitment and will require you to set aside time for us to work together.
No Surprises Act (Under The Consolidated Appropriations Act Of 2021)
You have the right to receive a "Good Faith Estimate" explaining how much your medical and mental health care will cost. Under this law, health care providers, including me, need to provide individuals who do not have insurance or who are not using their insurance for services with an estimate of expected charges for these services, including psychotherapy.
You have the right to receive a "Good Faith Estimate" for the total expected cost of any non-emergency healthcare services, including psychotherapy. This is just an estimate and as I gather more information about your symptoms, conditions, and severity of these, your "Good Faith Estimate" may be revised to reflect this new information. Any time this estimate is revised, you will be updated, and a copy will be provided to you through the Therapy Notes portal. You have the right to request an updated form at any time in your treatment.
You have the right to dispute a bill that you receive from a provider when it is more than the "Good Faith Estimate" you were provided. Make sure to save a copy of this estimate for your records and it will also remain available to you on the Therapy Notes portal. The Notice listed below is for your review only. You will be provided with a completed Good Faith Estimate by me by our first session which will outline the estimated cost of my services. For questions or more information about your rights to a Good Faith Estimate, visit Ending Surprise Medical Bills | CMS
Click here for the Good Faith Estimate Notice
Health Insurance Portability & Accountability Act Of 1996 (HIPAA)
The HIPAA law describes how medical, including psychotherapy, information is used and disclosed and how you can gain access to this information. All information revealed by you in a therapy session and most information placed in your chart (electronic, paper, or oral) is considered "protected health information" (PHI) by HIPAA. Your protected health information cannot be distributed to anyone else without your informed and voluntary written consent or authorization. There are exceptions to disclosure of your health information without your written consent or authorization and these are provided to you further in this notice and in a document you will receive on Therapy Notes.
Click here for the HIPAA Notice of Privacy Practices.
Any Other Questions
Please contact me for any additional questions. I look forward to hearing from you!